For the year 2025, the FHA loan limit in Kahaluu county, part of Honolulu, HI, is set at $770,500 for single-family homes, extends to $986,400 for properties with two units, $1,192,300 for three units, and finally $1,481,750 for four units.
Conventional loan limits reach $1,089,300 for single-family residences, $1,394,775 for dual-unit properties, $1,685,850 for those with three units, and $2,095,200 for four-unit homes.
Our FHA calculator can assist you in finding today’s best FHA rates and determining the necessary details for qualification, including downpayment, income requirements, credit score, reserves, and documentation.
The Lendersa® calculator is a versatile tool that lets you compare FHA terms and rates with numerous other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, and see how they measure against FHA options.
By sourcing extensive data from thousands of lenders, Lendersa® efficiently evaluates it against your individual financial profile, delivering insights in mere seconds.
The Loan Limits Comparison Table for the year 2025 offers a detailed overview for Kahaluu county within Honolulu, HI. It encompasses limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualification criteria such as income, reserves, and credit scores, consider using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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