During 2025, the FHA loan limits for Kaunakakai county, located in Maui, HI, are designated as follows: $977,500 for a single-family residence, $1,251,400 for homes with two units, $1,512,650 for those with three units, and $1,879,850 for properties containing four units.
As for conventional loans, the ceiling for a single-family property is set at $1,089,300. This increases to $1,394,775 for two-unit residences, $1,685,850 for three-unit dwellings, and $2,095,200 for four-unit homes.
To determine the finest FHA rates available today, and to learn what down payments, income levels, credit checks, reserves, and documentation are needed for qualification, make use of our FHA calculator.
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The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan programs. Discover and assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® aggregates loan program data from thousands of lending sources, providing rapid analysis tailored to your personal financial profile and unique needs.
The Loan Limits Comparison Table for 2025 in Kaunakakai county of Maui, HI provides a detailed review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To accurately compare qualification standards, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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