In 2025, the FHA loan limit in Makaha County of Honolulu, HI, stands at $770,500 for a single-family home, $986,400 for two-unit structures, $1,192,300 for three-unit properties, and $1,481,750 for residences with four units.
The maximum allowable amounts for conventional loans are $1,089,300 for single-family homes, increasing to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for buildings accommodating four units.
Utilize our FHA calculator to view today’s FHA rates and determine the necessary downpayment, as well as income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from thousands of lenders, comparing it swiftly against your financial profile and individual needs.
In Makaha County, Honolulu, HI, for 2025, examine the Loan Limits Comparison Table, showcasing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze requirements like income, reserves, and credit benchmarks.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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