For 2025, FHA loan limits within Waianae County, situated in Honolulu, HI, are as follows: $770,500 for a single-family home, $986,400 for two-unit dwellings, $1,192,300 for three-unit properties, and $1,481,750 for residences with four units.
The conventional loan maximums for a single-family residence start at $1,089,300, increasing to $1,394,775 for homes with two units, $1,685,850 for three-unit structures, and $2,095,200 for four-unit buildings.
Utilize our FHA calculator to find the best FHA interest rates available today and determine the necessary downpayment. Additionally, the calculator helps assess income needs, credit score, reserves, and document requirements for loan qualification.
With the Lendersa® calculator, compare FHA loan rates and terms against other options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring comprehensive evaluation.
Lendersa® compiles extensive data from thousands of lenders to provide fast, tailored comparisons that align with your personal financial profile and needs.
For 2025 in Waianae, Honolulu, HI, the Loan Limits Comparison Table provides detailed insights into maximum amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess criteria involving income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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