For 2026, the FHA loan limits in Schofield-Barracks County, under the jurisdiction of Honolulu, HI, are set at: $721,050 for a single-family home, $923,050 for two-unit buildings, $1,115,800 for triplexes, and $1,386,650 for four-unit accommodations.
The conventional loan ceiling on a single-family residence is $822,375. It extends to $1,053,000 for two-unit properties, $1,272,750 for homes with three units, and $1,581,750 for four units.
Our FHA calculator allows you to check today's premier FHA rates and determine requirements for downpayment, income, credit ratings, reserves, and necessary documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms against other options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring you cover all your bases.
Lendersa® sources data from thousands of lenders, contrasting it with your specific financial situation and needs in seconds.
For 2026 in Schofield-Barracks County, Honolulu, HI, explore the Loan Limits Comparison Table, displaying maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an evaluation of income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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