In 2026, FHA loan limits for Nanakuli County in Honolulu, HI, are set at: $770,500 for single-family homes, $986,400 for duplexes, $1,192,300 for triplexes, and $1,481,750 for properties with four units.
The conventional loan limits are $1,089,300 for a single-family home, increasing to $1,394,775 for two-unit residences, $1,685,850 for three-unit structures, and $2,095,200 for those with four units.
Utilize our FHA calculator to explore today’s best FHA rates and calculate the necessary downpayment, income, credit check, reserves, and documentation needed to qualify.
The Lendersa® calculator equips you to assess and compare FHA rates and terms alongside other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires comprehensive loan data from thousands of sources, offering efficient comparisons tailored to your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Nanakuli County, Honolulu, HI, offers a detailed breakdown of maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification requirements such as income, reserves, and credit criteria, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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