In 2026, the FHA loan limit in Maili County within Honolulu, HI, is $770,500 for a single-family home, $986,400 for two-unit residences, $1,192,300 for three units, and $1,481,750 for those with four units.
For conventional loans, the maximum allowed is $1,089,300 for a single-family house, $1,394,775 for two units, $1,685,850 for three-unit properties, and $2,095,200 for homes with four units.
Utilize our FHA calculator to find today's top FHA rates and determine the necessary downpayment, alongside evaluating income, credit needs, reserves, and documentation for qualification.
The Lendersa® calculator provides a platform to contrast FHA rates and terms with those from other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive range of options.
Lendersa® accesses data from thousands of lenders, quickly aligning its comparisons with your distinct financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Maili, Honolulu, HI, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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