2026 FHA (Government Loans) Limits for Whitmore-Village, Honolulu County, Hawaii

For 2026, FHA loan limits in Whitmore-Village, Honolulu, HI are $721,050 for single-family homes, $923,050 for 2-unit properties, $1,115,800 for 3-units, and $1,386,650 for 4-units.

Conventional loans are capped at $822,375 for single-family residences, with limits of $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Utilize our FHA calculator to view today’s best FHA rates and calculate requirements for downpayment, income, credit, reserves, and documents needed for qualification.

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Explore Loan Options in Whitmore-Village, HI

The Lendersa® calculator lets you assess FHA rates and terms alongside other loan programs. Compare a range of options: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® quickly accesses data from thousands of lenders, aligning it with your financial profile and needs.

Use the Loan Limits Comparison Table for 2026 in Whitmore-Village, Honolulu, HI to compare maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For analyzing criteria such as income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Whitmore-Village county of Honolulu, HI

SFR 2 Units 3 Units 4 Units
FHA $721,050 $923,050 $1,115,800 $1,386,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $576,800 $576,800 $576,800 $576,800
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Peoples Bank
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  • Wyndham Capital Mortgage
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