For 2025, the FHA loan limits in Wahiawa County of Honolulu, HI, are: $770,500 for a single-family home, $986,400 for duplexes, $1,192,300 for triplexes, and $1,481,750 for properties with four units.
The maximum amount for conventional loans on a single-family residence is $1,089,300. For two units, it's $1,394,775, for three-unit homes, it's $1,685,850, and for four-unit structures, the maximum is $2,095,200.
Use our FHA calculator to determine today’s best FHA rates and identify the required downpayment, along with evaluating income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles comprehensive data from thousands of lenders to provide comparisons swiftly, tailored to suit your unique financial circumstances and needs.
The Loan Limits Comparison Table for 2025 in Wahiawa, Honolulu, HI, compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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