For 2026, the FHA loan limit in Altoona county, Polk, IA, is $472,030 for single-family homes. For two units, it is $604,400; for three-unit homes, $730,525; and for four units, the limit is $907,900.
The maximum amount for conventional loans on a single-family home is $726,200. Two-unit dwellings can go up to $929,850, for three units, it's $1,123,900, and for four units, $1,396,800.
Use our FHA calculator to view today's top FHA rates and understand the downpayment, income, credit, reserves, and required documents for qualification.
With the Lendersa® calculator, compare the rates and terms of FHA loans with those of other programs. Assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive data from thousands of lenders and swiftly analyzes it against your financial profile.
The Loan Limits Comparison Table for 2026 in Altoona county, Polk, IA, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Check qualification requirements like income and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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