For 2026, the FHA loan limits in the county of Grangeville, part of Idaho, ID, are set at $472,030 for a single-family home. For duplexes, the limit is $604,400, for triplexes $730,525, and for four-unit properties, it reaches $907,900.
Conventional loans have a maximum loan amount of $726,200 for a single-family residence. For two units, the limit is $929,850, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to discover today's best FHA rates and to determine the necessary downpayment, income levels, credit rating, reserve funds, and documents needed to qualify.
The Lendersa® calculator provides a thorough comparison of FHA loan rates and terms with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering extensive data from thousands of lenders, Lendersa® quickly matches these options with your specific financial profile to provide you with tailored loan comparisons.
The Loan Limits Comparison Table for 2026 in Grangeville, situated in Idaho, ID, offers insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed qualification criteria such as income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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