In the year 2026, the established FHA loan limits in Moscow county, which is part of Latah, ID, are $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for homes with three units, and $907,900 for four-unit residences.
Regarding conventional loans, the highest attainable loan amount for a single-family residence is $726,200. This amount increases to $929,850 for two-unit properties, $1,123,900 for those with three units, and peaks at $1,396,800 for four-unit buildings.
Utilize our FHA calculator to discover today's most competitive FHA rates and determine the required downpayment, income levels, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator offers a means to compare FHA rates and terms against those of various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By leveraging loan program data from thousands of lenders, Lendersa® delivers quick comparisons that are tailored to your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Moscow county of Latah, ID presents a detailed view of the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification criteria such as income, reserves, and credit thresholds.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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