In 2026, FHA loan limits in Lewiston county, Nez Perce, ID are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum conventional loan amounts are $726,200 for single-family residences, rising to $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.
Use our FHA calculator to see today’s best FHA rates and determine necessary downpayments, income, credit, reserves, and document requirements for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore these options thoroughly.
Lendersa® uses data from thousands of lenders to quickly match it against your unique financial needs.
The Loan Limits Comparison Table for 2026 in Lewiston, Nez Perce, ID, allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. For qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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