In 2026, for Crete county of Will, IL, the FHA loan limit is set at $472,030 for a single-family home. For 2-unit properties, it rises to $604,400, reaches $730,525 for 3-unit homes, and $907,900 for 4-unit residences.
The highest amount available for conventional loans on a single-family home is $726,200. For homes with 2-units, it increases to $929,850, for 3-units it's $1,123,900, and for 4-units, it is $1,396,800.
Our FHA calculator helps you find today’s best FHA rates and determine your required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. Delve into comparisons, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By accessing data from thousands of lenders, Lendersa® efficiently compares loan programs tailored to your financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Crete, Will, IL, provides a detailed view of the maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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