As of 2025, the FHA loan limit for Harwood-Heights county in Cook, IL, is $379,500 for a single-family dwelling, $485,800 for homes with two units, $587,250 for three-unit properties, and $729,800 for residences with four units.
When it comes to conventional loans, the maximum permissible amount for a single-family home is $548,250. For homes having two units, it is $702,000, for three-unit properties, $848,500, and for four-unit dwellings, it reaches $1,054,500.
Utilize our FHA calculator to view current FHA rates, and determine necessary downpayment, income, credit, reserves, and documents for qualification.
With the Lendersa® calculator, you can juxtapose FHA rate & terms against other loan programs. Dive deep into comparisons including Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® extracts loan data from thousands of lenders and performs rapid comparisons to fit your unique financial profile and needs.
For 2025, the Loan Limits Comparison for Harwood-Heights county in Cook, IL, provides insights on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare eligibility requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
