As of 2026, the FHA loan limit for Harwood-Heights county in Cook, IL, is $379,500 for a single-family dwelling, $485,800 for homes with two units, $587,250 for three-unit properties, and $729,800 for residences with four units.
When it comes to conventional loans, the maximum permissible amount for a single-family home is $548,250. For homes having two units, it is $702,000, for three-unit properties, $848,500, and for four-unit dwellings, it reaches $1,054,500.
Utilize our FHA calculator to view current FHA rates, and determine necessary downpayment, income, credit, reserves, and documents for qualification.
With the Lendersa® calculator, you can juxtapose FHA rate & terms against other loan programs. Dive deep into comparisons including Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® extracts loan data from thousands of lenders and performs rapid comparisons to fit your unique financial profile and needs.
For 2026, the Loan Limits Comparison for Harwood-Heights county in Cook, IL, provides insights on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare eligibility requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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