For 2026, FHA loan limits in Norridge county of Cook, IL are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-units, and $907,900 for four-units.
The maximum conventional loan amount for a single-family house is $726,200, with two-units at $929,850, three-units at $1,123,900, and four-units reaching $1,396,800.
Use our FHA calculator to access today’s FHA rates and review the downpayment, income, credit, reserves, and documentation required for eligibility.
The Lendersa® calculator helps you compare FHA rates and terms against other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects data from thousands of lenders, finding the best fit based on your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Norridge county, Cook, IL, highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. Compare qualification criteria like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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