2026 FHA (Government Loans) Limits for Kewanee, Henry County, Illinois

For 2026, FHA loan limits in Kewanee county, part of Henry, IL, are set as follows: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for residences with four units.

The maximum conventional loan amount for a single-family residence is $726,200. For 2-unit homes, it’s $929,850, for 3-units $1,123,900, and for 4-units, it goes up to $1,396,800.

Use our FHA calculator to identify today’s best FHA rates and understand the requirements for downpayment, income, credit, reserves, and necessary documents for qualification.

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The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in Kewanee county of Henry, IL allows a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate the qualifications, consider aspects like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Kewanee county of Henry, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Lends in Illinois
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca

    On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.

  • Community State Bank IL
  • 625 SE 2nd Street, Galva, IL, 61434
  • Lends in Illinois
  • November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.

  • Gale Credit Union
  • 631 North Henderson Street, Galesburg, IL, 61401
  • Lends in Illinois
  • Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,

  • F&M Bank Illinois
  • 21 E. Main St, Galesburg, IL, 61401
  • Lends in Illinois
  • The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers

  • SERVICE PLUS CREDIT UNION
  • 2110 53rd Street, Moline, IL, 61265
  • Lends in Illinois
  • Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline

  • IH Mississippi Valley Credit Union
  • 2500 River Drive, Moline, IL, 61265
  • Lends in Illinois
  • Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.

  • Ruhl Mortgage
  • 1701 52nd Avenue, Moline, IL, 61265
  • Lends in Illinois
  • "Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending.

    Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"

  • Farmers State Bank
  • 104 East Main St., Elmwood, IL, 61529
  • Lends in Illinois
  • For 150 years, Farmers State Bank has supported Elmwood and the surrounding areas. From the first location in H.P. Tracy’s dry goods store to our current site on East Main Street, we have always been focused on community.

    When you choose to bank with us at Farmers State, you are choosing to bank with real people with real expertise

  • R.I.A. Federal Credit Union
  • 4343 Utica Ridge Road, Bettendorf, IA, 52722
  • Lends in Illinois
  • Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.

  • Blackhawk Bank & Trust, IL
  • 301 4th Street West, Milan, IL, 61264
  • Lends in Illinois
  • Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.