During 2026, the FHA loan limit in Lawrenceville county located in Lawrence, IL stands at $472,030 for a single-family home. The limits extend to $604,400 for 2-units, $730,525 for properties with 3-units, and $907,900 for those with 4-units.
The maximum loan amount for conventional loans on a single-family house is $726,200, rising to $929,850 for 2-units, $1,123,900 for 3-unit structures, and $1,396,800 for 4-units.
Utilize our FHA calculator to explore today's prime FHA interest rates, and determine the necessary downpayment, income qualifications, credit score requirements, reserves, and documentation needed for your application.
The Lendersa® calculator allows you to assess FHA rates against those of other loan programs, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans. Ensure a thorough exploration and comparison of your options.
Lendersa® swiftly gathers data from numerous lenders, providing quick and precise comparisons tailored to your individual financial needs.
Visit the Loan Limits Comparison Table for 2026 in Lawrenceville county, Lawrence, IL, to evaluate maximum loan limits among FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For reviewing qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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