Throughout 2025, FHA loan limits in Quincy county, IL, are set at $472,030 for single-family homes. This amount increases to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-unit properties.
The conventional loan cap for a single-family residence is $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to discover today's top FHA rates, and assess downpayment, income, credit, reserves, and documents needed to qualify for a loan.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with various other loan programs. Engage in exploring options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® quickly aligns thousands of lenders' program data with your financial profile to meet your needs.
Our Loan Limits Comparison Table for 2025 in Quincy county of Adams, IL provides a detailed look at maximum loan amounts for FHA, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive examination of requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
