Throughout 2026, FHA loan limits in Quincy county, IL, are set at $472,030 for single-family homes. This amount increases to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-unit properties.
The conventional loan cap for a single-family residence is $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to discover today's top FHA rates, and assess downpayment, income, credit, reserves, and documents needed to qualify for a loan.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with various other loan programs. Engage in exploring options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® quickly aligns thousands of lenders' program data with your financial profile to meet your needs.
Our Loan Limits Comparison Table for 2026 in Quincy county of Adams, IL provides a detailed look at maximum loan amounts for FHA, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive examination of requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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