In 2026, FHA loan limits for Schiller-Park county, part of Cook, IL, are as follows: $379,500 for single-family homes, $485,800 for two-unit residences, $587,250 for three-unit properties, and $729,800 for four-unit buildings.
For conventional loans, the cap for a single-family home is $548,250. Two-unit homes are capped at $702,000, three-unit homes at $848,500, and four-unit structures have a maximum of $1,054,500.
Our FHA calculator helps you discover today’s best FHA rates, detailing the necessary downpayment, income, credit requirements, reserves, and documents to qualify.
The Lendersa® calculator facilitates comparing FHA rates and terms with those of other loan programs. Evaluate choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers extensive loan data from thousands of lenders, quickly matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Schiller-Park county of Cook, IL, provides insight into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements, like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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