In 2025, the FHA loan limit for Ellettsville county of Monroe, IN is designated at $472,030 for a single-family home. It escalates to $604,400 for two-unit properties, $730,525 for triplexes, and reaches $907,900 for buildings with four units.
For conventional loans, the maximum permitted amount on a single-family residence is $726,200, increasing to $929,850 for duplexes, $1,123,900 for three units, and extending to $1,396,800 for four-unit properties.
Utilize our FHA calculator to gain insight into today’s optimal FHA rates, calculating the necessary downpayment, income requirements, credit standing, reserves, and documents needed for qualification.
The Lendersa® calculator facilitates a detailed comparison of FHA rates and terms with those of any other loan programs. Investigate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers a wide array of loan program data from thousands of lenders and quickly compares it against your personal financial profile and needs.
The Loan Limits Comparison Table for 2025 in Ellettsville county of Monroe, IN provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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