For 2026, the FHA loan limits in Berne county of Adams, IN, are set as follows: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit dwellings, and $907,900 for 4-unit residences.
Conventional loans allow a maximum of $726,200 for single-family homes, $929,850 for houses with 2 units, $1,123,900 for 3 units, and $1,396,800 for 4 units.
Use our FHA calculator to review today’s best FHA rates and figure out the downpayment, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of other loan programs. Explore various possibilities, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® collects detailed data from thousands of lenders and rapidly compares it against your specific financial profile and needs.
In 2026, the Loan Limits Comparison Table for Berne, within Adams, IN, sheds light on the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze the qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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