As of 2026, FHA loan limits in the county of Wyandotte, KS, covering Kansas-City, stand at $389,850 for a single-family dwelling. Limits are set at $499,050 for properties with two units, $603,250 for those with three units, and $749,700 for residences with four units.
Conversely, the maximum borrowing amount for conventional loans on a single-family home is $548,250. For properties with two units, it rises to $702,000, while three-unit structures may receive up to $848,500, and buildings comprising four units can access up to $1,054,500.
Utilize our FHA calculator today to discover the most competitive FHA rates available. It will also help you determine essential aspects such as downpayment requirements, income levels, credit scores, reserves, and the necessary documentation for qualification.
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The Lendersa® calculator lets you meticulously compare FHA rates and terms with those offered by other loan programs. Delve into comparisons between Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA offerings.
Supported by data collected from thousands of lenders, Lendersa® delivers rapid, accurate comparisons against your unique financial profile and requirements.
This year, 2026, within Kansas-City, Wyandotte, KS, the Loan Limits Comparison Table allows for a detailed contrast of maximum loan amounts, covering FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth evaluation of qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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