For 2026, the FHA loan limit in Leitchfield county, located in Grayson, KY, is $472,030 for a single-family home. The cap for two-unit properties is $604,400, three-unit homes can reach $730,525, and four-unit dwellings are limited to $907,900.
When it comes to conventional loans, the highest permissible amount for a single-family residence is $726,200, with limits for two-unit homes at $929,850, three-unit properties at $1,123,900, and four-units at $1,396,800.
Utilize our FHA calculator to view today's top FHA rates and determine what downpayment, income, credit, reserves, and documentation are required to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Consider comparing options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accumulates loan program data from thousands of lenders, making rapid comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Leitchfield county, Grayson, KY, includes maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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