For the year 2026, the FHA loan limit for a single-family dwelling in Carrollton county, part of Carroll, KY, is $472,030. For homes with 2-units, the limit is $604,400; for 3-units, it rises to $730,525, and for 4-units, it is $907,900.
With conventional loans, the maximum loan ceiling for a single-family home is $726,200. This amount changes to $929,850 for 2-units, $1,123,900 for properties with 3-units, and $1,396,800 for those with 4-units.
You can utilize our FHA calculator to discover today’s finest FHA rates, as well as to calculate the necessary down payment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against those of other loan options. Delve into comparisons of conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans with FHA.
Lendersa® acquires comprehensive loan program data from thousands of lenders and matches it to your individual financial profile quickly and efficiently.
Our Loan Limits Comparison Table for 2026 in Carrollton county, part of Carroll, KY, permits the evaluation of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To compare qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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