2026 FHA (Government Loans) Limits for Francisville, Boone County, Kentucky

For 2026, the FHA loan limit in the county of Boone within Francisville, KY, stands at $472,030 for a single-family home. The limits extend to $604,400 for homes consisting of 2 units, $730,525 for 3-unit properties, and $907,900 for those with 4 units.

As for conventional loans, the maximum amount for a single-family residence is $726,200. This maximum increases to $929,850 for 2-unit homes, $1,123,900 for 3-unit homes, and reaches $1,396,800 for 4-unit residences.

Our FHA calculator lets you explore the top FHA rates available today and helps you determine necessary qualifications like down payment, income, credit score, reserves, and required documents.

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Examine loan options in Francisville, KY

The Lendersa® calculator is designed to enable comparisons of FHA rates and terms with other loan programs. You can explore various types such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in contrast to FHA.

Lendersa® compiles loan program data from thousands of lenders and employs rapid comparisons tailored to fit your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Francisville county within Boone, KY, compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed evaluation of qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Francisville county of Boone, KY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Francisville FHA Lenders

  • OnPoint Home Lending
  • 2912 E. Gallatin Street, Burlington, KY, 41005
  • Lends in Kentucky
  • We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase

  • Entrust Mortgage, LLC
  • 73 Cavalier Blvd, Suite 316, Florence, KY, 41042
  • Lends in Kentucky
  • Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • First Equity Mortgage, Inc.
  • 211 Grandview Drive, Ft Mitchell, KY, 41017
  • Lends in Kentucky
  • First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience

  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • Lends in Kentucky
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
    In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."

  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • Lends in Kentucky
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.

  • Prost Mortgage Group
  • 3699 Alexandria Pike, Cold Spring, KY, 41076
  • Lends in Kentucky
  • We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.

Also lends in Kentucky

  • AmeriGO Home Lending
  • 912 Grand Ave, Unit A, Cincinnati, OH, 45205
  • AmeriGO Home Lending is a personalized mortgage company dedicated to keeping you informed and educated throughout the home loan process. Let our highly experienced team utilize our many lending partners to find the best fit for you.Amerigo Home Lending Llc was founded in 2011, and is located at 6460 Harrison Ave Ste 101 in Cincinnati.

  • Option Financial, LLC
  • 6551 Harrison Ave, Cincinnati, OH, 45247
  • Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.

  • Humbert Mortgage Inc
  • 1250 Springfield Pike, Cincinnati, OH, 45215
  • Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.

  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.