In 2026, the FHA loan limits in Fulton county of Fulton, KY for a single-family home are set at $472,030. For properties with 2-units, the limit is adjusted to $604,400; those with 3-units have a limit of $730,525, and for 4-unit homes, it reaches $907,900.
When it comes to conventional loans, the maximum allowable amount on a single-family residence is $726,200. Properties with two units can avail loans up to $929,850. For homes offering three units, the upper limit is $1,123,900, and for 4-unit residences, it is set at $1,396,800.
Take advantage of our FHA calculator to find out today’s best FHA rates. It helps you determine requirements like the downpayment, necessary income, credit scores, reserves, and documentation needed for qualification.
The Lendersa® calculator provides the ability to compare FHA rates and terms with a broad range of other loan programs. Delve into assessments, including conventional loans, jumbo loans, VA options, USDA, non-QM, as well as hard money loans all in comparison with FHA offerings.
Using data aggregated from thousands of lenders, Lendersa® aligns this information rapidly with your personalized financial profile and needs, enabling swift and precise comparisons.
Access our detailed Loan Limits Comparison Table for 2026 in Fulton, within the boundaries of Fulton, KY, where you can evaluate maximum loan amounts across multiple programs such as FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money options. For a thorough examination of qualification requirements including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which facilitates detailed analysis and informed decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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