In 2025, the FHA loan limits in the county of West-Liberty, within Morgan, KY, are determined to be $356,362 for a single-family home. For properties with 2-units, it's $456,275; for 3-units, it reaches $551,500; and for 4-units, the maximum is $685,400.
For conventional loans on a single-family residence, the limits are $548,250. For 2-units, the max is $702,000; for 3-units, it's $848,500; and for 4-units, it's $1,054,500.
Use our FHA calculator to discover today’s top FHA rates and to determine necessary aspects like downpayment, income requirements, credit, reserves, and essential documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms seamlessly with those of other loan programs. You can explore options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
By sourcing data from thousands of lenders, Lendersa® rapidly matches your financial profile with potential loan offers, catering to your personal needs.
Our Loan Limits Comparison Table for 2025 in West-Liberty, part of Morgan, KY, enables you to compare maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
