2026 FHA Loan Limits for Central, East Baton Rouge County, Louisiana

In 2026, FHA loan limits in Central county of East Baton Rouge, LA are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum amounts for a single-family are $726,200. For 2-units, it's $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.

Use our FHA calculator to see today’s best rates and determine downpayment, income, credit, reserves, and documents required to qualify.

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Explore Your Loan Options in Central, LA

Lendersa® calculator lets you compare FHA rates and terms with other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.

Lendersa® instantly compares data from thousands of lenders against your financial profile and needs.

See our Loan Limits Comparison Table for 2026 in Central, East Baton Rouge, LA, evaluating FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Assess qualifications like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Central county of East Baton Rouge, LA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Central FHA Lenders

  • Mainstreet Mortgage LLC
  • 8586 Pin Oak Dr, Zachary, LA, 70791
  • Lends in Louisiana
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.

  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • Lends in Louisiana
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Landmark Bank
  • 12225 St. Helena Street, Clinton, LA, 70722
  • Lends in Louisiana
  • Landmark Bank was founded in August, 1897, and capitalized with $15,000 from local investors who recognized the need for the community to have a bank to call its own. The original management team of The Hon. D. W. Pipes (President), E. J. Buck (Vice President) and H. H. Forrestor (Cashier) established our commitment to personal service from the ver

  • BRECO Federal Credit Union.
  • 1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.

  • Louisiana USA Federal Credit Union
  • 10289 Airline Highway, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.

  • In-House Lending LLC
  • 2531 Toulon Drive, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • "At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community.
    We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."

  • Turn Key Mortgage of Louisiana, LLC
  • 11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.

  • EFCU Financial Federal Credit Union
  • 10719 Airline Highway, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.

  • 1st Phase Mortgage
  • 5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • 1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available

  • Standard Mortgage Corporation
  • 11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
  • Lends in Louisiana
  • At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources