For 2026, FHA loan cap in Jefferson, specifically in Estelle, LA, is $472,030 for a single-family home. It progresses to $604,400 for two units, $730,525 for three units, and $907,900 for properties with four units.
Conventional loan limits begin at $726,200 for a single-family residence, $929,850 for two units, increasing to $1,123,900 for three units, and $1,396,800 for four-unit homes.
Check today’s leading FHA rates with our calculator, and evaluate the necessary downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with other available loan programs. Delve into conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® obtains loan program data from thousands of lenders to swiftly align it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Estelle, county of Jefferson, LA, offers a detailed look at the ceiling loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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