In 2026, FHA loan limits in Jean-Lafitte, part of Jefferson, LA, are outlined as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three-unit properties, and $685,400 for four-unit homes.
The cap for conventional loans on single-family residences is $548,250. For two-unit homes, the limit is $702,000, increasing to $848,500 for three-units, and to $1,054,500 for four-unit buildings.
Utilize our FHA calculator to find the best FHA rates available today and determine the necessary down payment, income, credit reserves, and documents needed for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a broad perspective.
Lendersa® gathers extensive data from thousands of lenders, efficiently aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Jean-Lafitte, within the county of Jefferson, LA, provides comprehensive insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly assess qualification criteria including income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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