2026 FHA Loan Limits for Cut-Off, Lafourche County, Louisiana

In 2026, the FHA loan limits for Cut-Off county in Lafourche, LA are set as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for homes with four units.

The maximum conventional loan amounts for a single-family residence are $548,250. For two units, the cap is $702,000, for three units, it's $848,500, and for four units, it's $1,054,500.

Use our FHA calculator to discover today’s top FHA rates and find out the downpayment, income, credit, reserves, and documents needed to qualify.

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Explore Loan Options in Cut-Off, LA

The Lendersa® calculator provides the capability to compare FHA rates and terms with those of various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.

By collecting information from thousands of lenders, Lendersa® efficiently aligns this data with your personal financial situation for an immediate comparison.

The Loan Limits Comparison Table for 2026 in Cut-Off county of Lafourche, LA delivers insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To delve into qualification needs, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Cut-Off county of Lafourche, LA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Cut-Off FHA Lenders

  • United Community Bank
  • 4626 Highway 1, Raceland, LA, 70394
  • Lends in Louisiana
  • United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.

  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First National Bank USA
  • 13386 Hwy 90, Boutte, LA, 70039
  • Lends in Louisiana
  • Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts

  • URBAN HOUSING MORTGAGE & REALTY GROUP, LLC
  • 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058
  • Lends in Louisiana
  • Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.

  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • Lends in Louisiana
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!

  • Absolute Mortgage & Lending
  • 540 Lapalco Blvd, Gretna, LA, 70056
  • Lends in Louisiana
  • We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff

  • Audubon Mortgage LLC
  • 7628 St. Charles Avenue, New Orleans, LA, 70118
  • Lends in Louisiana
  • "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming
    FHA/VA
    Alternative Low Doc Loans
    Nationwide High Balance and more"

  • Gulf Coast Bank & Trust Company
  • 200 St. Charles Avenue, New Orleans, LA, 70130
  • Lends in Louisiana
  • Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.

  • LHH Mortgage
  • 1551 Magazine Street, New Orleans, LA, 70130
  • Lends in Louisiana
  • "At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations.
    Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."

  • Eustis Mortgage
  • 798 S. Rampart, New Orleans, LA, 70113
  • Lends in Louisiana
  • “We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.