In 2026, the FHA loan limits for Kaplan in Vermilion county, LA, are as follows: For a single-family home, it's $472,030. The limit for two-unit properties is $604,400, for three-unit homes, it's $730,525, and for four-units, the cap is $907,900.
The maximum obtainable for conventional loans on a single-family residence is $726,200. For two-unit homes, the limit is $929,850, for three-units, it's $1,123,900, and for four-unit properties, the maximum is $1,396,800.
Utilize our FHA calculator to explore today’s best FHA rates and assess necessary downpayments, income levels, credit, reserves, and documentation required for qualification.
The Lendersa® calculator allows for a detailed comparison of FHA rate and terms alongside other loans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options. Examine and contrast these offers to find your best fit.
By analyzing loan program data from thousands of lenders, Lendersa® matches these offerings against your tailored financial profile and needs with speed and precision.
In 2026, the Loan Limits Comparison Table for Kaplan, in Vermilion county, LA, provides a comprehensive comparison across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. For an in-depth analysis of qualifications like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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