2026 FHA (Government Loans) Limits for Galliano, Lafourche County, Louisiana

In 2026, the FHA loan limit in Lafourche county of Galliano, LA, stands at $472,030 for a single-family home. For two units, the limit is set to $604,400, for three units it increases to $730,525, and for four units, this extends to $907,900.

The maximum allowed for conventional loans on a single-family residence is $726,200. For homes with two units, it's $929,850, for three-unit properties the cap is $1,123,900, and for four units, it’s $1,396,800.

Make use of our FHA calculator to explore today’s top FHA rates and calculate the required down payment, income, credit requirements, reserves, and documents essential for qualification.

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The Lendersa® calculator provides a platform to compare FHA rates and terms with those from other loan programs—including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans. Explore all available choices to find the optimal fit for your situation.

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The Loan Limits Comparison Table for 2026 in Galliano county of Lafourche, LA, allows comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification standards including income, reserves, and credit.

Loan limits Galliano county of Lafourche, LA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Galliano FHA Lenders

  • United Community Bank
  • 4626 Highway 1, Raceland, LA, 70394
  • Lends in Louisiana
  • United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.

  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First National Bank USA
  • 13386 Hwy 90, Boutte, LA, 70039
  • Lends in Louisiana
  • Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts

  • URBAN HOUSING MORTGAGE & REALTY GROUP, LLC
  • 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058
  • Lends in Louisiana
  • Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.

  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360
  • Lends in Louisiana
  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.

  • Mortgage Lending Enterprises, LLC
  • 1508 Flamingo Road, Gretna, LA, 70056
  • Lends in Louisiana
  • At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!

  • Absolute Mortgage & Lending
  • 540 Lapalco Blvd, Gretna, LA, 70056
  • Lends in Louisiana
  • We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff

  • Audubon Mortgage LLC
  • 7628 St. Charles Avenue, New Orleans, LA, 70118
  • Lends in Louisiana
  • "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming
    FHA/VA
    Alternative Low Doc Loans
    Nationwide High Balance and more"

  • Cedotal Mortgage
  • 201 Canal Boulevard, Thibodaux, LA, 70301
  • Lends in Louisiana
  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple

  • Gulf Coast Bank & Trust Company
  • 200 St. Charles Avenue, New Orleans, LA, 70130
  • Lends in Louisiana
  • Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.