In 2026, the FHA loan limit in Opelousas, St. Landry county, LA is $472,030 for a single-family home. The limits are $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
The maximum lending amount for conventional loans on a single-family property is $726,200, which increases to $929,850 for two-unit structures, $1,123,900 for three-unit structures, and reaches $1,396,800 for four-unit buildings.
Utilize our FHA calculator to find the best FHA rates today and assess the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with other loan program offers. Discover and contrast options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA programs.
Lendersa® collects loan program data from thousands of lenders, efficiently comparing this information against your individual financial profile and specific needs within seconds.
The Loan Limits Comparison Table for 2026 in Opelousas county, St. Landry, LA allows you to examine FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money maximum loan thresholds. To compare qualification metrics including income, reserves, and credit criteria, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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