In 2025, within Rayville county, part of Richland, LA, the FHA loan limits are $472,030 for a single-family home. For duplexes, the limit is $604,400, for three-unit homes it rises to $730,525, and properties with four units can reach $907,900.
For conventional loans, the maximum loan amount for a single-family residence is $726,200. For two-unit properties, it's $929,850; for three units, it is $1,123,900, and for four units, it climbs to $1,396,800.
Utilize our FHA calculator to find today’s best FHA rates and evaluate the required down payment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator allows for comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a broad spectrum of financial alternatives.
Lendersa® harnesses data from thousands of lenders and quickly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Rayville, located in Richland, LA, provides an in-depth comparison of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for detailed analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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