For 2026, the FHA loan limits in Richwood, situated in Ouachita county, LA, are $472,030 for a single-family home. The limit for two units is $604,400, for three units it's $730,525, and for four units, it's $907,900.
The maximum conventional loan amount for a single-family residence is $726,200. For two-unit properties, it is $929,850; for those with three units, $1,123,900, and for four units, it's $1,396,800.
Use our FHA calculator to find today's ideal FHA rates and calculate the downpayment, income, credit, reserves, and documents needed for qualification.
Lendersa® calculator helps you compare FHA rates and terms with various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With access to data from thousands of lenders, Lendersa® rapidly compares it against your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Richwood county of Ouachita, LA offers detailed insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification criteria such as income, reserves, and credit, try using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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