In 2026, the FHA loan limit in Morehouse county, encompassing Bastrop, LA, is set at $472,030 for single-family homes. For two-unit properties, it's $604,400; for three units, it climbs to $730,525; and for four units, it reaches $907,900.
The maximum allowable loan amount for conventional loans on a single-family residence is $726,200. For two units, the cap is $929,850, ascending to $1,123,900 for three units, and hitting the peak at $1,396,800 for four units.
Utilize our FHA calculator to uncover today’s best FHA rates, assess necessary down payments, income levels, credit requirements, reserves, and documents essential for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms against those of other loan programs. Delve into and juxtapose options including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® aggregates extensive loan program data from thousands of lenders, rapidly matching it to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Bastrop county, Morehouse, LA, offers a detailed examination of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess qualification necessities, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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