For 2026, FHA loan caps in Templeton county of Worcester, MA are set at $472,030 for a single-family home. Two-unit dwellings have limits of $604,400, three units are capped at $730,525, and quadruplexes have a limit of $907,900.
The maximum allowable amounts for conventional loans on a single-family residence are $726,200. Two-unit homes have a limit of $929,850, three-unit homes are capped at $1,123,900, and four-unit properties have a maximum of $1,396,800.
To explore today’s top FHA rates and calculate necessary downpayment, income, credit, reserves, and documents for qualification, use our FHA calculator.
The Lendersa® calculator allows a side-by-side comparison of FHA rates and terms with those of other loan programs. Investigate and compare options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® acquires comprehensive loan program data from thousands of lenders and quickly aligns it with your financial profile and necessities.
The Loan Limits Comparison Table for 2026 in Templeton county of Worcester, MA facilitates comparing the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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