In 2026, the FHA loan limit in Belmont county, located in Middlesex, MA, is set at $828,000 for a single-family home. For properties with 2-units, the limit is $1,060,000, for 3-units, it is $1,281,300, and for 4-units, it reaches $1,592,350.
For conventional loans, the maximum amount available for a single-family residence is $828,000. For 2-unit homes, the limit stands at $1,060,000, for 3-units, it is $1,281,300, and for 4-units, it caps at $1,592,350.
Utilize our FHA calculator to view today's most competitive FHA rates and to calculate the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator provides tools to contrast FHA rates and terms with those of various other loan programs. Evaluate options across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Using data from thousands of lenders, Lendersa® efficiently matches it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Belmont county of Middlesex, MA allows for a comprehensive review of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To explore qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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