In the year 2026, the FHA loan limit for Waltham county in Middlesex, MA is $828,000 for a single-family home, increasing to $1,060,000 for two-unit dwellings, $1,281,300 for three-unit properties, and reaching $1,592,350 for four-unit buildings.
The conventional loan maximum for a single-family residence is $828,000, with two-unit homes going up to $1,060,000, three-unit homes at $1,281,300, and four-unit residences at $1,592,350.
Utilize our FHA calculator to find the best rates today and assess the necessary downpayment, income, credit, reserves, and documents needed for qualification.
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The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Investigate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® efficiently gathers current loan data from thousands of lenders and matches it to your financial profile, quickly providing tailored results.
Refer to the Loan Limits Comparison Table for 2026 in Waltham, Middlesex, MA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements like income, reserves, and credit, try using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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