In 2026, the FHA loan limits in Bolton county, within Worcester, MA, are established at $472,030 for a single-family home. For 2-units, the limit is $604,400, rising to $730,525 for 3-units, and capping at $907,900 for 4-units.
The highest allowable loan amount for conventional loans on a single-family residence is $726,200. The limits extend to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to explore today’s most competitive FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation needed for qualification.
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The Lendersa® calculator provides a platform to compare FHA rates and terms alongside those of various loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool provides a thorough exploration.
Lendersa® sources extensive loan program data from numerous lenders, allowing swift, tailored comparisons that match your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Bolton county of Worcester, MA, aids in comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification needs like income, reserves, and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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