In 2025, the FHA loan caps in Monument-Beach county, part of Barnstable, MA, are set at $506,000 for a single-family residence, $647,750 for two-unit structures, $783,000 for three-unit dwellings, and $973,100 for four-unit properties.
The conventional loan limits for single-family homes are up to $548,250, and for buildings with two, three, or four units, they increase to $702,000, $848,500, and $1,054,500, respectively.
Our FHA calculator lets you view today’s competitive FHA rates and figure out the necessary downpayment, income, credit, reserves, and documentation for qualification.
With the Lendersa® calculator, you can match FHA rates and terms to those of other loan programs. Compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® collects vast loan program data from many lenders and swiftly compares it with your personalized financial conditions and needs.
The Loan Limits Comparison Table for 2025 in Monument-Beach, Barnstable, MA, offers a look at the top loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualifying requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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