For 2026 in Concord, located within Middlesex, MA, the FHA loan limit is set at $828,000 for a single-family residence, $1,060,000 for two-unit properties, $1,281,300 for three-unit homes, and $1,592,350 for four-unit properties.
When it comes to conventional loans, the maximum borrowing amount for a single-family home is $828,000, for a two-unit dwelling it's $1,060,000, for a three-unit building it's $1,281,300, and for a four-unit structure it's $1,592,350.
Utilize our FHA calculator to examine the current top FHA rates, and to evaluate the necessary down payment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® tool allows you to assess and contrast FHA rates and terms with those of other loan types. Investigate options among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA.
Lendersa® aggregates loan data from thousands of lending institutions and swiftly compares it to align with your particular financial scenario and requirements.
For 2026, examine the Loan Limits Comparison Table in Concord, Middlesex, MA, to check the maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit, try out the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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