FHA Loan Max Loan amount for West-Concord, Middlesex County, MA in 2026

In 2026, the FHA loan limits for properties in West-Concord county of Middlesex, MA are established as follows: $724,500 for a single-family home, $927,500 for 2-units, $1,121,150 for 3-units, and $1,393,300 for 4-units.

For conventional loans, the maximum loan amount is $724,500 for a single-family home, $927,500 for 2-unit buildings, $1,121,150 for 3-units, and $1,393,300 for those with 4-units.

Use our FHA calculator to view today's optimal FHA rates and to calculate the required downpayment, income, credit, reserves, and documents needed for qualification.

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With the Lendersa® calculator, compare FHA rates and terms alongside those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in West-Concord within Middlesex, MA offers comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.

Loan limits West-Concord county of Middlesex, MA

SFR 2 Units 3 Units 4 Units
FHA $724,500 $927,500 $1,121,150 $1,393,300
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $724,500 $927,500 $1,121,150 $1,393,300
USDA $579,600 $579,600 $579,600 $579,600
VA $724,500 $927,500 $1,121,150 $1,393,300
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


West-Concord FHA Lenders

  • MortgageINQ
  • 6 Paul Revere Road, Lexington, MA, 02421
  • Lends in Massachusetts
  • At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.

  • MORNINGTIDE FINANCIAL GROUP, INC
  • 331 Marrett Road, Lexington, MA, 02421
  • Lends in Massachusetts
  • MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

  • Monument Mortgage Co. Inc
  • 91 Hartwell Ave, Lexington, MA, 02421
  • Lends in Massachusetts
  • We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.

  • American Mortgage Resource Inc
  • 2 Winter Street, Suite 202, Waltham, MA, 02451
  • Lends in Massachusetts
  • American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.

  • Independence Mortgage Group LLC
  • 318 Bear Hill Road, Suite 11, Waltham, MA, 02451
  • Lends in Massachusetts
  • Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.

  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Lends in Massachusetts
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you

  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • Lends in Massachusetts
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Lends in Massachusetts
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • The Mortgage Pros
  • 2 Vernon St., Framingham, MA, 01701
  • Lends in Massachusetts
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • OnTo Mortgage
  • 405 Cochituate Road, Suite 204, Framingham, MA, 01701
  • Lends in Massachusetts
  • OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.