In 2026, the FHA loan limits for Nantucket county of Nantucket, MA are established as follows: $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three-unit homes, and $2,095,200 for four-unit dwellings.
The maximum amounts for conventional loans on a single-family residence are $1,089,300; for a two-unit home, it's $1,394,775; for three-unit residences, it rises to $1,685,850; and for four-unit properties, it goes up to $2,095,200.
Utilize our FHA calculator to view the best FHA rates available and determine the downpayment, income, credit details, reserves, and necessary documentation required to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles extensive data from thousands of lenders, providing prompt comparisons to match your financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in Nantucket, within Nantucket, MA, to contrast maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria such as income, reserves, and credit, consider utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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