As of 2026, individuals seeking FHA loans in the county of Prince George's, within Beltsville, MD, should note the set loan limits: $822,375 for single-family homes, $1,053,000 for properties with two units, $1,272,750 for three-unit buildings, and $1,581,750 for four-unit dwellings.
Regarding conventional loans, the maximum allowed for a single-family home would be $822,375. For buildings with two units, this increases to $1,053,000, three units have a cap of $1,272,750, and for properties with four units, the maximum is $1,581,750.
Make use of our FHA calculator to view today's competitive rates and understand the requirements for downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator provides a comprehensive comparison of FHA rates and terms against a wide array of other loan programs. These include Conventional options, Jumbo loans, VA, USDA, Non-QM, and hard money loans, displayed alongside FHA offers.
Lendersa® efficiently aggregates loan program data from thousands of lenders, specifically tailored to fit your financial profile, and promptly delivers insightful comparisons.
Refer to the Loan Limits Comparison Table for 2026 in Beltsville, Prince George's, MD to examine the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. For a deep dive into qualification requirements, including factors like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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