During 2026, the FHA loan limits in West-Laurel County of Prince George's, MD are aimed at providing flexibility and are set at $822,375 for single-family homes, $1,053,000 for properties with two units, $1,272,750 for those with three units, and $1,581,750 for residences with four units.
The maximum allowable loan amount for conventional loans on a single-family property is $822,375. For homes with two units, it increases to $1,053,000; for those with three units, it is capped at $1,272,750, and for four-unit properties, the ceiling is $1,581,750.
Our FHA calculator is a valuable tool to see today’s most competitive FHA rates and helps in calculating what's necessary, including downpayment, income specifications, credit requirements, reserves, and documentation needed to qualify.
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The Lendersa® calculator is designed to effortlessly compare FHA rates and terms with those of a variety of other loan programs. It allows for a thorough exploration and comparison of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By sourcing data from thousands of lenders, Lendersa® efficiently evaluates and matches this information with your unique financial profile and needs, providing you with tailored options in seconds.
The Loan Limits Comparison Table for 2026 in West-Laurel County, MD offers a detailed comparison of maximal loan amounts through various categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualification criteria, such as income requirements, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for the most accurate assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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