In the year 2026, the FHA loan limits for Calverton county in Montgomery, MD are as follows: for a single-family home, it stands at $1,089,300; for duplexes, it's $1,394,775; for triplexes, the limit is $1,685,850; and for four-unit homes, it's set at $2,095,200.
Conventional loan maximum amounts are $1,089,300 for a single-family residence. Duplexes have a limit of $1,394,775, triplexes at $1,685,850, and four-unit homes at $2,095,200.
Explore today’s best FHA rates using our FHA calculator. Determine eligibility criteria, such as down payment, income, credit score, reserves, and necessary documents.
The Lendersa® calculator allows for the comparison of FHA rates & terms with those of other loan programs. Review options among Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
With data gathered from thousands of lenders, Lendersa® immediately evaluates it against your distinct financial profile and requirements.
For the 2026 in Calverton county of Montgomery, MD, see the Loan Limits Comparison Table: compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualification criteria, like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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