In 2026, the FHA loan limit for Jarrettsville County in Harford, MD is $632,500 for a single-family home. For properties with two units, the limit is $809,700, for three-unit homes it's $978,750, and for those with four units, it is $1,216,350.
The maximum conventional loan amount for a single-family residence is $726,200. For two-unit homes, it's $929,850, for three-unit properties it is $1,123,900, and for four units, it is $1,396,800.
To see today’s top FHA rates and figure out what downpayment, income, credit score, reserves, and documents you need for qualification, use our FHA calculator.
The Lendersa® calculator helps you compare the rates and terms of FHA loans with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore all these options to identify what suits your financial needs best.
Gathering data from thousands of lenders, Lendersa® quickly assesses and aligns this information with your unique financial profile, providing a wide array of comparison options.
The Loan Limits Comparison Table for 2026 in Jarrettsville County, MD illustrates the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For determining qualification needs, such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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